Just like in school where your professor gave you areas to focus on to prepare for your final exam, the NCUA has published guidelines to help prepare you for their exam. Sometimes it is a review of old material and sometimes it is a brand-new concept. In their Supervisory Priorities…
Dinny LechmanJanuary 14, 2019
When done well, indirect lending can be an important and profitable source of growth for your auto portfolio. However, if done improperly, you might wind up making more truck loans, without the corresponding truckload of money you think they are delivering. Without proper oversight, indirect lending can have tight margins…
Alan VeitengruberJuly 10, 2018
On Thursday, March 22, 2018, 2020 Analytics will be teaming-up with CUNA Strategic Services for a presentation titled “The Changing Landscape of Auto Lending – 2018 Update”. (more…)
TTA-AdminMarch 31, 2018
Quarterly, the National Association of Realtors (NAR) updates median home value indices on both a national and metropolitan area level. At this point, most credit unions probably don’t need NAR data to tell them how the current market is trending. The rebound in the housing market over the past 5…
TTA-AdminMarch 9, 2018
The NCUA has provided credit unions a glimpse into their playbook for 2018 by recently releasing their Supervisory Priorities for the year. If you think of an NCUA exam like the (more…)
TTA-AdminJanuary 8, 2018
In 2017 – even with devastating natural disasters, consumer credit data breaches, and the escalation of FinTech competition - credit union lending has continued its streak of strong performance. According to Q3 data collected by Callahan & Associates, aggregate credit union lending increased by (more…)
TTA-AdminDecember 13, 2017
So about the actual strength and health of the current U.S. economy – where are we? Are we coming up on an economic boom? Are we still in recovery? Or are we in a new form of economy where this is really as good as it is going to get?…
TTA-AdminJune 12, 2017
Stop me if you’ve heard this one before: interest rates are finally going to go up this year. I know, I know… we have all heard this, and have been talking about it for most of the past 2 or 3 years. And while rates were increased from historic lows…
TTA-AdminApril 4, 2017
With 2016 entering its final stretch, the Twenty Twenty Analytics team asked ourselves: what have we learned this year? Well, I think the first thing we learned was that people get very upset over elections (Seriously, remember when social media was just cat videos and pictures of people on vacation?).…
TTA-AdminNovember 16, 2016
In recent years, the Real Estate industry has seen prices rebound and, due to the economic recovery, unemployment rates have been drastically reduced from the peak of the recession. However, with uncertainty still swirling around interest rate expectations, and with stagnant household income growth over the past decade, there is…
TTA-AdminSeptember 26, 2016