General Blog Posts

Concentration Risk Policies and Concentration Risk Assessment

With concentration risk policies at the forefront of NCUA Examiner focus and relatively little specific guidance on drafting your policies, credit unions are taking some interesting approaches in determining their concentration thresholds. There are some consistencies among credit unions, such as setting thresholds as a percentage of net worth or…
TTA-Admin
May 15, 2012
General Blog Posts

Loan Zone: Portfolio Risk Analysis

Brad Stewart, Enterprise Risk Manager for IBM Southeast Employees' Federal Credit Union, Twenty Twenty Analytics client and faithful Twenty Twenty Blog reader, was published in Credit Union Management Magazine. His article, "Loan Zone: Portfolio Risk Analysis" discusses the challenges credit unions face in analyzing the risk of their loan portfolios…
TTA-Admin
April 27, 2012
General Blog Posts

Tackling TDR Torment

A lot of you have been anxiously awaiting an update on the NCUA's call for comments on changes to 12 CFR Part 741 "Loan Workouts and Nonaccrual Policy, and Regulatory Reporting of Troubled Debt Restructured Loans." Unfortunately, they're not final yet, which means you will more than likely be preparing…
TTA-Admin
April 2, 2012
General Blog Posts

Regulatory Relief Coming for TDR Reporting

The NCUA has proposed an amendment to its previous TDR policy that would alleviate much of the burden credit union officials face in tracking and reporting their troubled debt restructurings. The matrix below details the original TDR rules and the NCUA proposals. Read Full Article
TTA-Admin
February 2, 2012

2O2O Analytics

Toll Free 1-877-392-2021

13577 Feather Sound Drive
Suite 400
Clearwater, FL 33672
United States of America