The NCUA has provided credit unions a glimpse into their playbook for 2018 by recently releasing their Supervisory Priorities for the year. If you think of an NCUA exam like the (more…)
TTA-AdminJanuary 8, 2018
In 2017 – even with devastating natural disasters, consumer credit data breaches, and the escalation of FinTech competition - credit union lending has continued its streak of strong performance. According to Q3 data collected by Callahan & Associates, aggregate credit union lending increased by (more…)
TTA-AdminDecember 13, 2017
So about the actual strength and health of the current U.S. economy – where are we? Are we coming up on an economic boom? Are we still in recovery? Or are we in a new form of economy where this is really as good as it is going to get?…
TTA-AdminJune 12, 2017
Stop me if you’ve heard this one before: interest rates are finally going to go up this year. I know, I know… we have all heard this, and have been talking about it for most of the past 2 or 3 years. And while rates were increased from historic lows…
TTA-AdminApril 4, 2017
With 2016 entering its final stretch, the Twenty Twenty Analytics team asked ourselves: what have we learned this year? Well, I think the first thing we learned was that people get very upset over elections (Seriously, remember when social media was just cat videos and pictures of people on vacation?).…
TTA-AdminNovember 16, 2016
In recent years, the Real Estate industry has seen prices rebound and, due to the economic recovery, unemployment rates have been drastically reduced from the peak of the recession. However, with uncertainty still swirling around interest rate expectations, and with stagnant household income growth over the past decade, there is…
TTA-AdminSeptember 26, 2016
You’ve made the decision—you’re all-in: You are finally going to start using data analytics to achieve your portfolio management goals. Congratulations! Pull up a chair, you are officially part of the “big data,” “fintech,” 21st century. Nothing will stop you now from taking on the world and blowing your goals…
TTA-AdminSeptember 12, 2016
Credit Union Magazine recently featured an article titled "Analytics help Credit Unions Manage Portfolio Risk" by Twenty Twenty Analytics Senior Analyst and Blogger Alan Veitengruber where he explains how understanding the drivers of default risk and loss given default are central to managing your lending portfolio. Read Full Article
TTA-AdminJune 2, 2016
In late-2015, Twenty Twenty Analytics noticed a trend in our client automobile portfolios: current auto collateral values were decreasing at an increasing rate compared to previous years. After some internal discussion, we decided to have a chat with our auto valuation business partner, Black Book Lender Solutions. Black Book informed us that,…
TTA-AdminApril 6, 2016
Have you ever been in that Sales & Marketing meeting? The one where phrases such as “grow the pie” and being “disruptive in the marketplace” dominate the conversation. My “favorite” part of that meeting is when some “genius” speaks up and says: Read Full Article
TTA-AdminMarch 21, 2016
