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Ten Common Behavioral Biases in Lending

There are 3 truths for any experience, your truth, my truth and what really happened. This is because we see the world through our own lens, filtered by bias. A behavioral bias is an irrational behavior or belief that influences our decision process. Understanding bias can you help you mitigate…
Dinny Lechman
May 8, 2020
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The Dangers of Bias in Times of Uncertainty

We’re moving into a period of unprecedented uncertainty. A time in which our government has communicated its commitment to take a data driven approach to managing our health, economy and general well-being through the COVID-19 pandemic. It may be an understatement to say that there have been conflicting interpretations of…
TTA-Admin
May 7, 2020
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An Overview of Our Supplemental Analytics Procedures – COVID-19

We, along with all of you, have been closely following the developments around COVID-19 (coronavirus) and appreciate inquiries regarding how Twenty Twenty Analytics is preparing and responding, both operationally and through augmentation of our analytics strategy. Business Continuity Rest assured that Twenty Twenty Analytics’ Business Continuity Plan is up to…
TTA-Admin
March 17, 2020
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Magic 8 Ball Economic Predictions for 2020

My daughter recently was given a Magic 8 Ball, touting the claim that it has all the answers to your deepest questions. When thinking about predictions for 2020, I thought who best to ask than the Magic Eight Ball. Question to Magic 8 Ball Will we have a recession in…
Dinny Lechman
February 10, 2020
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NCUA Releases 2020 Supervisory Priorities

The NCUA has just released their supervisory priorities for 2020. Let’s look at the focus areas and what it means for your credit union. Credit Risk including Concentration Risk For 2020, examiners will be looking at credit risk management, specifically at underwriting procedures and standards and if the credit union…
Dinny Lechman
January 9, 2020
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Capitalize on Changing Interest Rates

In our most recent blog post, we took a deep dive into the interest rate environment to examine why rates change and what you need to think about in a volatile interest rate environment. Now we look at some use cases to capitalize on changing interest rates. It is difficult…
Dinny Lechman
December 5, 2019

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