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Credit Reporting During COVID-19

The credit score is THE key attribute lenders use to determine if they will offer credit to a borrower and if so at what rate. It is also key in analyzing loan portfolio risk as credit scores change from loan origination. It is vital that the credit reports of consumers…
Dinny Lechman
October 7, 2020
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How is COVID-19 Impacting your Real Estate Portfolio?

For many credit unions, real estate loans represent the largest percentage of their total loan balance. In these uncertain times, understanding the risk of loss due to default on your existing real estate loan portfolio is important. The impact of a loss to your financial performance has two factors, the…
Dinny Lechman
August 6, 2020
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Ten Common Behavioral Biases in Lending

There are 3 truths for any experience, your truth, my truth and what really happened. This is because we see the world through our own lens, filtered by bias. A behavioral bias is an irrational behavior or belief that influences our decision process. Understanding bias can you help you mitigate…
Dinny Lechman
May 8, 2020
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The Dangers of Bias in Times of Uncertainty

We’re moving into a period of unprecedented uncertainty. A time in which our government has communicated its commitment to take a data driven approach to managing our health, economy and general well-being through the COVID-19 pandemic. It may be an understatement to say that there have been conflicting interpretations of…
TTA-Admin
May 7, 2020
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An Overview of Our Supplemental Analytics Procedures – COVID-19

We, along with all of you, have been closely following the developments around COVID-19 (coronavirus) and appreciate inquiries regarding how Twenty Twenty Analytics is preparing and responding, both operationally and through augmentation of our analytics strategy. Business Continuity Rest assured that Twenty Twenty Analytics’ Business Continuity Plan is up to…
TTA-Admin
March 17, 2020

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