Your risk does not wait until the end of the month, why should you? At 2020 Analytics, you can upload your loan data and run your portfolio analytics in just a few minutes.
Loan Portfolio Analysis
2020 Analytics works with raw data extracted from your core and integrates this data into Business Intelligence Platforms enabling you to better understand your portfolio behavior.
Collateral Valuation and Credit Scoring
We take the stress out of your data updates, providing credit scores, automobile and real estate values, including superior mortgages on junior liens.
Concentration Risk Assessment / Stress Analysis
2020’s solutions allow you to clearly measure, evaluate and set concentration limits based on your long-term goals and risk appetite. Stress Analysis allows you to measure how changes in economic factors could alter future performance.
Current Expected Credit Loss (CECL) Implementation
2020 Analytics offers several solutions to assist you in compiling and storing the required data, regardless of data processor, in order to calculate your CECL reserve. These models run under multiple scenarios utilizing both the vintage (static pool) and probability of default methodologies.